Swarna kalash jeweller - 11 Month Jewellery Purchase Scheme

Easy instalments !

Rs.1000 / Rs.1500 / Rs.2000 / Rs.2500 / Rs.5000 / Rs.10000

50% Less on Wastage (V.A) Charges

We bear 50% of the value addition charges, on our entire range of gold jewellery

50% Bonus on one month’s instalment

On the completion of 11 month instalments, you get 50% bonus on one month’s instalment

Protection from Gold rate fluctuations

You gain, whether gold rate rises or drops !At the time of jewellery purchase, you
can choose either weight-based calculation or rupee-based calculation as your monthly
instalments’ credit - whichever is beneficial to you. This protects you from gold rate
fluctuations during the entire period of the scheme.

Your monthly payments, credited as amount (in rupees) / gold (in grams) - as per your choice !

Month	Down Payment(Rs.)	Monthly Advance Amount(Rs.)	Value (Amount of Rupees)	Bonus (Amount of Rupees)	Accumulated Amount in total
13	4000	2000	28000	2000	30000
13	4000	4000	52000	4000	56000
13	10000	5000	70000	5000	75000
13	0	10000	120000	10000	130000

Other details of the Jewellery Purchase Plan

The 50% bonus on one month's instalment from Swarna Kalash Jewellery will apply only upon successful completion of all the 11 month instalment payments.
Applicable GSTwill be borne by the member.

Members Can Take Delivery Of The Jewellery At Any Swarna Kalash Jewellery Showroom Within The State Where They Have Enrolled For The Scheme.

Monthly instalments can be paid at any Swarna Kalash Jewellery showroom within the state where member has enrolled for the scheme, if payments are made by cash. PDCs if any issued, shall be deposited on the respective due dates.
Members who choose to discontinue in 7th or 8th month of the Jewellery Purchase Plan will be entitled to 30% Discount on the total V.A. Charges while those who discontinue in the 9th or 10th month of the Jewellery Purchase Plan will be entitled to 35% Discount on the total V.A. Charges, payable on the jewellery purchased, limited to the accumulated gold weight. The remaining portion of V.A. Charges will have to be fully borne by the member.
Members may purchase Gold coins also under this Jewellery Purchase Plan.
Full V.A. Charges will be levied on excess purchase value, beyond the plan amount , if any. For example if you choose Rs.2500/- as your monthly payment , the amount accumulat¬ed over the 11 month period . when calculated in rupees , will be Rs. 28750/- If the selected jewellery item's value is Rs.50,000/- you are eligible for "50 % V.A DISCOUNT." on Rs.28750/- only. Applicable V.A. Charges in full will be applica¬ble on the balance amount of Rs.21250/-.
Online/ Cheque payment can be accounted upon the actual day of payment receipts from member's account. Swarna Kalash Jewellery will not be responsible for any technical delays on receiving payment through Online/ Cheques.

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